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Balestier / Toa Payoh (D12)CondoTOP: 2015

Key facts

Property typeCondo
TenureFreehold
TOP2015
Total units125
DeveloperMelrose Land Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$5,908 /mo

Loan amountS$1,237,500 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,237,500

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$10,700 /month

S$5,908 estimated instalment

Your affordability range

S$1,400,000

Buyer value

S$1,650,000

Recommended

S$2,090,000

Comfortable

Buyer stamp duty

S$66,372

Legal fees (est.)

S$3,500

Total cash needed

S$482,372

Kai insight

Based on this price, the Singpass-style estimate needs about S$10,700 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration2 bed / 2 bath
Floor area1,173 sqft
LayoutRequest from agent

Price trend

Nov 2025

S$1,779/psf

Nov '21Nov '23Nov '25
Listing psfS$1,407 psf
Project avg psfS$1,650 psf
Market sample19 records

Transactions

Nov 2025Sale recordS$785,000(1,779 psf)
Aug 2025Sale recordS$851,666.667(1,751.667 psf)
Jul 2025Sale recordS$1,160,800(1,739 psf)
Apr 2025Sale recordS$1,070,000(1,714 psf)
Nov 2024Sale recordS$1,135,000(1,701 psf)
Oct 2024Sale recordS$933,666.667(1,646.667 psf)
Recent sale records19
Recent rental records333
Tenure / TOPFreehold / 2015