403D FERNVALE LANE

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FERNVALE LANE SINGAPORE 794403HDBTOP: Not listed

Key facts

Property typeHDB
TenureNot listed
TOPNot listed
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$2,345 /mo

Loan amountS$444,312 (80%)
Stress rate4.00%
Loan tenure25 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$444,312

Based on 80% LTV and valuation

Income needed (MSR 30%)

S$7,800 /month

S$2,345 estimated instalment

Your affordability range

S$470,000

Buyer value

S$628,000

Recommended

S$680,000

Comfortable

Buyer stamp duty

S$13,440

Legal fees (est.)

S$3,500

Total cash needed

S$200,628

Kai insight

Based on this price, the Singpass-style estimate needs about S$7,800 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration3 bed / 2 bath
Floor area990 sqft
LayoutRequest from agent

Price trend

Jun 2026

S$564/psf

Aug '24Aug '25Jun '26
Listing psfS$634 psf
Project avg psfS$561 psf
Market sample100 records

Transactions

Jun 20265 ROOM · 16 TO 18S$680,000(564 psf)
Apr 20265 ROOM · 07 TO 09S$645,000(535 psf)
Mar 20264 ROOM · 16 TO 18S$610,000(609 psf)
Feb 20264 ROOM · 07 TO 09S$588,000(581 psf)
Feb 20265 ROOM · 04 TO 06S$665,000(542 psf)
Dec 20255 ROOM · 19 TO 21S$700,000(581 psf)
Recent sale records100
Recent rental records0
Tenure / TOPNot listed / Not listed