THE LUMOS

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Orchard / River Valley (D09)CondoTOP: 2011

Key facts

Property typeCondo
TenureFreehold
TOP2011
Total units53
DeveloperBuildhome Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$35,070 /mo

Loan amountS$7,345,793 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$7,345,793

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$63,800 /month

S$35,070 estimated instalment

Your affordability range

S$8,330,000

Buyer value

S$9,794,390

Recommended

S$10,580,000

Comfortable

Buyer stamp duty

S$527,263

Legal fees (est.)

S$3,500

Total cash needed

S$2,979,360

Kai insight

Based on this price, the Singpass-style estimate needs about S$63,800 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration4 bed / 4 bath
Floor area3,303 sqft
LayoutRequest from agent

Price trend

May 2026

S$9,300/mo

Oct '23Apr '25May '26
Listing psfS$2,965 psf
Project avg psfNot listed
Market sample88 records

Transactions

May 20263 BR · 2500-2600 · LEONIE HILLS$9,300
Apr 20264 BR · >3000 · LEONIE HILLS$13,000
Apr 20263 BR · 1700-1800 · LEONIE HILLS$8,250
Apr 20264 BR · 2400-2500 · LEONIE HILLS$9,500
Feb 20263 BR · 1700-1800 · LEONIE HILLS$6,500
Jan 20264 BR · 2400-2500 · LEONIE HILLS$8,500
Recent sale records0
Recent rental records88
Tenure / TOPFreehold / 2011