181 STIRLING ROAD

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STIRLING ROAD SINGAPORE 140181HDBTOP: Not listed

Key facts

Property typeHDB
TenureNot listed
TOPNot listed
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$2,341 /mo

Loan amountS$443,573 (80%)
Stress rate4.00%
Loan tenure25 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$443,573

Based on 80% LTV and valuation

Income needed (MSR 30%)

S$7,800 /month

S$2,341 estimated instalment

Your affordability range

S$470,000

Buyer value

S$880,000

Recommended

S$950,000

Comfortable

Buyer stamp duty

S$21,000

Legal fees (est.)

S$3,500

Total cash needed

S$460,927

Kai insight

Based on this price, the Singpass-style estimate needs about S$7,800 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration3 bed / 2 bath
Floor area1,023 sqft
LayoutRequest from agent

Price trend

Jul 2026

S$522/psf

Feb '25Nov '25Jul '26
Listing psfS$860 psf
Project avg psfS$542 psf
Market sample100 records

Transactions

Jul 20263 ROOM · 07 TO 09S$310,000(480 psf)
Jul 20263 ROOM · 04 TO 06S$348,000(539 psf)
Jul 20263 ROOM · 10 TO 12S$353,000(547 psf)
Jun 20263 ROOM · 16 TO 18S$400,000(619 psf)
Jun 20263 ROOM · 04 TO 06S$330,000(511 psf)
Jun 20263 ROOM · 04 TO 06S$340,000(526 psf)
Recent sale records100
Recent rental records0
Tenure / TOPNot listed / Not listed
181 Stirling Road HDB For Sale at $880,000 | Homejourney