304 HOUGANG AVENUE 5

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HOUGANG AVENUE 5 SINGAPORE 530304HDBTOP: Not listed

Key facts

Property typeHDB
TenureNot listed
TOPNot listed
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$1,913 /mo

Loan amountS$362,339 (80%)
Stress rate4.00%
Loan tenure25 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$362,339

Based on 80% LTV and valuation

Income needed (MSR 30%)

S$6,400 /month

S$1,913 estimated instalment

Your affordability range

S$380,000

Buyer value

S$498,000

Recommended

S$540,000

Comfortable

Buyer stamp duty

S$9,540

Legal fees (est.)

S$3,500

Total cash needed

S$148,701

Kai insight

Based on this price, the Singpass-style estimate needs about S$6,400 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration2 bed / 2 bath
Floor area796 sqft
LayoutRequest from agent

Price trend

Jun 2026

S$579/psf

Jan '25Oct '25Jun '26
Listing psfS$626 psf
Project avg psfS$569 psf
Market sample100 records

Transactions

Jun 20264 ROOM · 13 TO 15S$598,888(580 psf)
Jun 20264 ROOM · 04 TO 06S$570,000(569 psf)
Jun 20263 ROOM · 07 TO 09S$450,000(624 psf)
Jun 20263 ROOM · 01 TO 03S$410,000(569 psf)
Jun 20263 ROOM · 07 TO 09S$412,000(571 psf)
Jun 20264 ROOM · 01 TO 03S$552,888(558 psf)
Recent sale records100
Recent rental records0
Tenure / TOPNot listed / Not listed
304 Hougang Avenue 5 HDB For Sale at $498,000 | Homejourney