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Hougang / Punggol / Sengkang (D19)CondoTOP: 2012

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2012
Total units74
DeveloperFragrance Properties Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$1,828 /mo

Loan amountS$382,928 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$382,928

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$3,300 /month

S$1,828 estimated instalment

Your affordability range

S$430,000

Buyer value

S$680,000

Recommended

S$730,000

Comfortable

Buyer stamp duty

S$15,000

Legal fees (est.)

S$3,500

Total cash needed

S$315,572

Kai insight

Based on this price, the Singpass-style estimate needs about S$3,300 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration0 bed / 1 bath
Floor area366 sqft
LayoutRequest from agent

Price trend

Dec 2025

S$1,038/psf

Oct '22Aug '24Dec '25
Listing psfS$1,858 psf
Project avg psfS$1,395 psf
Market sample25 records

Transactions

Dec 2025Sale recordS$950,000(1,038 psf)
Nov 2025Sale recordS$639,088(1,649 psf)
Oct 2025Sale recordS$820,000(1,437 psf)
Aug 2025Sale recordS$663,800(1,542 psf)
Jul 2025Sale recordS$840,000(1,472 psf)
Apr 2025Sale recordS$642,500(1,658 psf)
Recent sale records25
Recent rental records124
Tenure / TOP99-year Leasehold / 2012