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Balestier / Toa Payoh (D12)CondoTOP: 2012

Key facts

Property typeCondo
TenureFreehold
TOP2012
Total units336
DeveloperCity Developments Limited
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$11,630 /mo

Loan amountS$2,435,940 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$2,435,940

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$21,100 /month

S$11,630 estimated instalment

Your affordability range

S$2,760,000

Buyer value

S$3,800,000

Recommended

S$4,100,000

Comfortable

Buyer stamp duty

S$167,600

Legal fees (est.)

S$3,500

Total cash needed

S$1,535,160

Kai insight

Based on this price, the Singpass-style estimate needs about S$21,100 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration4 bed / 4 bath
Floor area1,872 sqft
LayoutRequest from agent

Price trend

Sept 2025

S$1,393/psf

Dec '22Sept '24Sept '25
Listing psfS$2,030 psf
Project avg psfS$1,735 psf
Market sample28 records

Transactions

Sept 2025Sale recordS$3,689,000(1,393 psf)
Aug 2025Sale recordS$2,907,500(1,988.5 psf)
Jul 2025Sale recordS$2,038,888(1,933 psf)
Jun 2025Sale recordS$4,088,000(1,525 psf)
May 2025Sale recordS$3,180,000(1,956 psf)
Jan 2025Sale recordS$3,480,000(1,858 psf)
Recent sale records28
Recent rental records381
Tenure / TOPFreehold / 2012