138B LORONG 1A TOA PAYOH

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LORONG 1A TOA PAYOH SINGAPORE 312138HDBTOP: Not listed

Key facts

Property typeHDB
TenureNot listed
TOPNot listed
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$5,327 /mo

Loan amountS$1,009,214 (80%)
Stress rate4.00%
Loan tenure25 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,009,214

Based on 80% LTV and valuation

Income needed (MSR 30%)

S$17,800 /month

S$5,327 estimated instalment

Your affordability range

S$1,070,000

Buyer value

S$1,600,000

Recommended

S$1,730,000

Comfortable

Buyer stamp duty

S$49,600

Legal fees (est.)

S$3,500

Total cash needed

S$643,886

Kai insight

Based on this price, the Singpass-style estimate needs about S$17,800 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration3 bed / 2 bath
Floor area1,259 sqft
LayoutRequest from agent

Price trend

Jul 2026

S$1,263/psf

Jan '25Nov '25Jul '26
Listing psfS$1,271 psf
Project avg psfS$1,002 psf
Market sample100 records

Transactions

Jul 20265 ROOM · 25 TO 27S$1,550,000(1,263 psf)
Jun 20265 ROOM · 28 TO 30S$1,430,000(1,135 psf)
Jun 20264 ROOM · 16 TO 18S$1,140,000(1,164 psf)
Jun 20265 ROOM · 37 TO 39S$1,580,000(1,288 psf)
Jun 20264 ROOM · 40 TO 42S$1,215,000(1,240 psf)
May 20265 ROOM · 10 TO 12S$1,340,000(1,132 psf)
Recent sale records100
Recent rental records0
Tenure / TOPNot listed / Not listed