542 SERANGOON NORTH AVENUE 4

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SERANGOON NORTH AVENUE 4 SINGAPORE 550542HDBTOP: Not listed

Key facts

Property typeHDB
TenureNot listed
TOPNot listed
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$3,813 /mo

Loan amountS$722,442 (80%)
Stress rate4.00%
Loan tenure25 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$722,442

Based on 80% LTV and valuation

Income needed (MSR 30%)

S$12,700 /month

S$3,813 estimated instalment

Your affordability range

S$770,000

Buyer value

S$1,080,000

Recommended

S$1,170,000

Comfortable

Buyer stamp duty

S$27,800

Legal fees (est.)

S$3,500

Total cash needed

S$388,858

Kai insight

Based on this price, the Singpass-style estimate needs about S$12,700 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration4 bed / 2 bath
Floor area1,604 sqft
LayoutRequest from agent

Price trend

Jul 2026

S$647/psf

Feb '25Nov '25Jul '26
Listing psfS$673 psf
Project avg psfS$563 psf
Market sample100 records

Transactions

Jul 2026EXECUTIVE · 04 TO 06S$1,025,000(648 psf)
Jul 20264 ROOM · 04 TO 06S$715,000(645 psf)
Jun 20264 ROOM · 10 TO 12S$678,000(606 psf)
Jun 20264 ROOM · 04 TO 06S$610,000(550 psf)
Jun 20264 ROOM · 04 TO 06S$645,000(576 psf)
May 20265 ROOM · 07 TO 09S$858,000(659 psf)
Recent sale records100
Recent rental records0
Tenure / TOPNot listed / Not listed
542 Serangoon North Avenue 4 HDB For Sale at $1,080,000 | Homejourney