CARDIFF RESIDENCE

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Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2014
Total units163
DeveloperWorld Class Developments (Central) Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$2,190 /mo

Loan amountS$458,640 (75%)
Stress rate4.00%
Loan tenure30 years
See financing eligibility

MRT & Schools(within 1km)

CC14 Lorong Chuan MRT Station
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$458,640

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$4,000 /month

S$2,190 estimated instalment

Your affordability range

S$520,000

Buyer value

S$710,000

Recommended

S$770,000

Comfortable

Buyer stamp duty

S$15,900

Legal fees (est.)

S$3,500

Total cash needed

S$270,760

Kai insight

Based on this price, the Singpass-style estimate needs about S$4,000 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration1 bed / 1 bath
Floor area420 sqft
LayoutRequest from agent

Price trend

Jan 2026

S$1,715/psf

Nov '22Jun '24Jan '26
Listing psfS$1,690 psf
Project avg psfS$1,456 psf
Market sample30 records

Transactions

Jan 2026Sale recordS$720,000(1,715 psf)
Dec 2025Sale recordS$965,962.667(1,627 psf)
Oct 2025Sale recordS$720,000(1,693.5 psf)
May 2025Sale recordS$1,030,000(1,506 psf)
Jan 2025Sale recordS$720,000(1,672 psf)
Dec 2024Sale recordS$1,150,000(1,458 psf)
Recent sale records30
Recent rental records335
Tenure / TOP99-year Leasehold / 2014