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Ang Mo Kio / Bishan / Thomson (D20)CondoTOP: 1981

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP1981
Total units918
DeveloperHousing and Urban Development Corporation Limited
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$6,204 /mo

Loan amountS$1,299,454 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,299,454

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$11,300 /month

S$6,204 estimated instalment

Your affordability range

S$1,470,000

Buyer value

S$1,900,000

Recommended

S$2,050,000

Comfortable

Buyer stamp duty

S$64,600

Legal fees (est.)

S$3,500

Total cash needed

S$668,646

Kai insight

Based on this price, the Singpass-style estimate needs about S$11,300 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration3 bed / 3 bath
Floor area1,707 sqft
LayoutRequest from agent

Price trend

Feb 2026

S$1,062/psf

Aug '24May '25Feb '26
Listing psfS$1,113 psf
Project avg psfS$1,015 psf
Market sample48 records

Transactions

Feb 2026Sale recordS$1,776,666.667(1,062.333 psf)
Jan 2026Sale recordS$1,900,000(1,020 psf)
Dec 2025Sale recordS$1,776,250(1,043.75 psf)
Oct 2025Sale recordS$1,756,666.667(1,050.333 psf)
Sept 2025Sale recordS$1,685,000(1,044 psf)
Aug 2025Sale recordS$1,572,666.667(1,044.333 psf)
Recent sale records48
Recent rental records612
Tenure / TOP99-year Leasehold / 1981