114 HO CHING ROAD

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HO CHING ROAD SINGAPORE 610114HDBTOP: Not listed

Key facts

Property typeHDB
TenureNot listed
TOPNot listed
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$1,340 /mo

Loan amountS$253,792 (80%)
Stress rate4.00%
Loan tenure25 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$253,792

Based on 80% LTV and valuation

Income needed (MSR 30%)

S$4,500 /month

S$1,340 estimated instalment

Your affordability range

S$270,000

Buyer value

S$328,000

Recommended

S$350,000

Comfortable

Buyer stamp duty

S$4,760

Legal fees (est.)

S$3,500

Total cash needed

S$82,468

Kai insight

Based on this price, the Singpass-style estimate needs about S$4,500 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration2 bed / 2 bath
Floor area721 sqft
LayoutRequest from agent

Price trend

Mar 2026

S$451/psf

Apr '24Apr '25Mar '26
Listing psfS$455 psf
Project avg psfS$440 psf
Market sample100 records

Transactions

Mar 20263 ROOM · 04 TO 06S$330,000(451 psf)
Feb 20263 ROOM · 01 TO 03S$300,000(416 psf)
Jan 20263 ROOM · 01 TO 03S$330,000(451 psf)
Jan 20263 ROOM · 07 TO 09S$308,000(427 psf)
Jan 20263 ROOM · 04 TO 06S$360,000(440 psf)
Dec 20253 ROOM · 10 TO 12S$360,000(492 psf)
Recent sale records100
Recent rental records0
Tenure / TOPNot listed / Not listed
114 Ho Ching Road HDB For Sale at $328,000 | Homejourney