SOPHIA HILLS

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Orchard / River Valley (D09)CondoTOP: 2018

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2018
Total units493
DeveloperHoi Hup Sunway Mount Sophia Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$3,760 /mo

Loan amountS$787,500 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$787,500

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$6,800 /month

S$3,760 estimated instalment

Your affordability range

S$890,000

Buyer value

S$1,050,000

Recommended

S$1,140,000

Comfortable

Buyer stamp duty

S$26,901

Legal fees (est.)

S$3,500

Total cash needed

S$292,901

Kai insight

Based on this price, the Singpass-style estimate needs about S$6,800 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration1 bed / 1 bath
Floor area506 sqft
LayoutRequest from agent

Price trend

Feb 2026

S$2,084/psf

Aug '24Jun '25Feb '26
Listing psfS$2,075 psf
Project avg psfS$2,090 psf
Market sample48 records

Transactions

Feb 2026Sale recordS$1,340,000(2,084 psf)
Jan 2026Sale recordS$1,412,000(2,161.75 psf)
Dec 2025Sale recordS$1,258,962.667(2,030 psf)
Nov 2025Sale recordS$1,540,000(2,184.5 psf)
Oct 2025Sale recordS$1,304,200(2,053.75 psf)
Sept 2025Sale recordS$1,377,377.6(2,080.6 psf)
Recent sale records48
Recent rental records1000
Tenure / TOP99-year Leasehold / 2018