WATERBAY

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Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2016
Total units383
DeveloperQingJian Realty (Edgefield Plains) Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$3,386 /mo

Loan amountS$709,326 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$709,326

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$6,200 /month

S$3,386 estimated instalment

Your affordability range

S$800,000

Buyer value

S$1,280,000

Recommended

S$1,380,000

Comfortable

Buyer stamp duty

S$35,800

Legal fees (est.)

S$3,500

Total cash needed

S$609,974

Kai insight

Based on this price, the Singpass-style estimate needs about S$6,200 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration2 bed / 2 bath
Floor area753 sqft
LayoutRequest from agent

Price trend

Mar 2026

S$1,476/psf

Jun '24Apr '25Mar '26
Listing psfS$1,700 psf
Project avg psfS$1,256 psf
Market sample49 records

Transactions

Mar 2026Sale recordS$1,620,000(1,476 psf)
Jan 2026Sale recordS$1,740,000(1,253 psf)
Dec 2025Sale recordS$1,658,000(1,453 psf)
Oct 2025Sale recordS$2,058,592(1,246.333 psf)
Sept 2025Sale recordS$1,751,000(1,584 psf)
Aug 2025Sale recordS$2,008,000(1,492 psf)
Recent sale records49
Recent rental records100
Tenure / TOP99-year Leasehold / 2016