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Balestier / Toa Payoh (D12)CondoTOP: 2015

Key facts

Property typeCondo
TenureFreehold
TOP2015
Total units169
DeveloperBS Tanjong Katong Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$2,273 /mo

Loan amountS$476,076 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$476,076

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$4,100 /month

S$2,273 estimated instalment

Your affordability range

S$540,000

Buyer value

S$680,000

Recommended

S$730,000

Comfortable

Buyer stamp duty

S$15,000

Legal fees (est.)

S$3,500

Total cash needed

S$222,424

Kai insight

Based on this price, the Singpass-style estimate needs about S$4,100 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration0 bed / 1 bath
Floor area388 sqft
LayoutRequest from agent

Price trend

Nov 2025

S$1,778/psf

Aug '22Jul '24Nov '25
Listing psfS$1,753 psf
Project avg psfS$1,636 psf
Market sample28 records

Transactions

Nov 2025Sale recordS$670,000(1,778 psf)
Jul 2025Sale recordS$700,000(1,806 psf)
Jun 2025Sale recordS$1,289,900(1,688 psf)
Apr 2025Sale recordS$717,296(1,821.667 psf)
Feb 2025Sale recordS$1,150,000(1,595 psf)
Nov 2024Sale recordS$1,185,000(1,643 psf)
Recent sale records28
Recent rental records478
Tenure / TOPFreehold / 2015