40B MARGARET DRIVE

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Key facts

Property typeHDB
TenureNot listed
TOPNot listed
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$2,967 /mo

Loan amountS$562,181 (80%)
Stress rate4.00%
Loan tenure25 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$562,181

Based on 80% LTV and valuation

Income needed (MSR 30%)

S$9,900 /month

S$2,967 estimated instalment

Your affordability range

S$600,000

Buyer value

S$890,000

Recommended

S$960,000

Comfortable

Buyer stamp duty

S$21,300

Legal fees (est.)

S$3,500

Total cash needed

S$352,619

Kai insight

Based on this price, the Singpass-style estimate needs about S$9,900 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration2 bed / 2 bath
Floor area677 sqft
LayoutRequest from agent

Price trend

Aug 2026

S$1,166/psf

Jun '25Jun '26Aug '26
Listing psfS$1,315 psf
Project avg psfS$1,038 psf
Market sample12 records

Transactions

Aug 20263 ROOM · 07 TO 09S$778,000(1,166 psf)
Jul 20263 ROOM · 01 TO 03S$680,000(1,019 psf)
Jul 20265 ROOM · 13 TO 15S$1,390,000(1,196 psf)
Jul 20262 ROOM · 07 TO 09S$490,000(969 psf)
Jul 20263 ROOM · 10 TO 12S$800,000(1,180 psf)
Jul 20263 ROOM · 16 TO 18S$800,000(1,180 psf)
Recent sale records12
Recent rental records0
Tenure / TOPNot listed / Not listed