CAVENAGH HOUSE

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Orchard / River Valley (D09)CondoTOP: 1971

Key facts

Property typeCondo
TenureFreehold
TOP1971
Total units46
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$11,755 /mo

Loan amountS$2,462,198 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$2,462,198

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$21,400 /month

S$11,755 estimated instalment

Your affordability range

S$2,790,000

Buyer value

S$3,430,000

Recommended

S$3,700,000

Comfortable

Buyer stamp duty

S$145,400

Legal fees (est.)

S$3,500

Total cash needed

S$1,116,702

Kai insight

Based on this price, the Singpass-style estimate needs about S$21,400 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration4 bed / 3 bath
Floor area1,701 sqft
LayoutRequest from agent

Price trend

Aug 2025

S$1,735/psf

Sept '21Nov '22Aug '25
Listing psfS$2,016 psf
Project avg psfS$1,930 psf
Market sample11 records

Transactions

Aug 2025Sale recordS$2,950,000(1,735 psf)
Sept 2023Sale recordS$3,600,000(2,200 psf)
Jul 2023Sale recordS$3,330,000(2,035 psf)
Jun 2023Sale recordS$3,538,000(2,162 psf)
Jan 2023Sale recordS$3,100,000(1,895 psf)
Nov 2022Sale recordS$3,420,000(2,011 psf)
Recent sale records11
Recent rental records96
Tenure / TOPFreehold / 1971