KINGSFORD WATERBAY

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Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2018
Total units1,165
DeveloperKingsford Property Development Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$4,046 /mo

Loan amountS$847,500 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$847,500

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$7,400 /month

S$4,046 estimated instalment

Your affordability range

S$960,000

Buyer value

S$1,130,000

Recommended

S$1,220,000

Comfortable

Buyer stamp duty

S$29,800

Legal fees (est.)

S$3,500

Total cash needed

S$315,800

Kai insight

Based on this price, the Singpass-style estimate needs about S$7,400 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration2 bed / 2 bath
Floor area710 sqft
LayoutRequest from agent

Price trend

May 2026

S$3,225/mo

Dec '24Sept '25May '26
Listing psfS$1,592 psf
Project avg psfNot listed
Market sample1000 records

Transactions

May 20262 BR · 600-700 · UPPER SERANGOON VIEWS$3,450
May 20262 BR · 600-700 · UPPER SERANGOON VIEWS$3,000
Apr 20262 BR · 600-700 · UPPER SERANGOON VIEWS$3,100
Apr 20262 BR · 600-700 · UPPER SERANGOON VIEWS$3,300
Apr 20262 BR · 600-700 · UPPER SERANGOON VIEWS$3,250
Apr 20263 BR · 800-900 · UPPER SERANGOON VIEWS$3,600
Recent sale records0
Recent rental records1000
Tenure / TOP99-year Leasehold / 2018