LUMINA GRAND

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Dairy Farm / Bukit Panjang / Choa Chu Kang (D23)CondoTOP: 2027

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2027
Total units509
DeveloperCDL Zenith Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$5,253 /mo

Loan amountS$1,100,300 (75%)
Stress rate4.00%
Loan tenure30 years
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MRT & Schools(within 1km)

JE1 Tengah Plantation MRT Station
Nearby
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4 portals

Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,100,300

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$9,600 /month

S$5,253 estimated instalment

Your affordability range

S$1,250,000

Buyer value

S$1,678,000

Recommended

S$1,810,000

Comfortable

Buyer stamp duty

S$53,500

Legal fees (est.)

S$3,500

Total cash needed

S$634,700

Kai insight

Based on this price, the Singpass-style estimate needs about S$9,600 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration3 bed / 3 bath
Floor area969 sqft
LayoutRequest from agent

Price trend

Mar 2026

S$1,600/psf

May '24Feb '25Mar '26
Listing psfS$1,732 psf
Project avg psfS$1,514 psf
Market sample22 records

Transactions

Mar 2026Sale recordS$2,032,000(1,600 psf)
Sept 2025Sale recordS$1,511,500(1,587 psf)
Aug 2025Sale recordS$1,419,500(1,515.5 psf)
Jul 2025Sale recordS$1,941,333.333(1,490 psf)
Jun 2025Sale recordS$1,788,142.857(1,520 psf)
May 2025Sale recordS$1,550,333.333(1,501.5 psf)
Recent sale records22
Recent rental records0
Tenure / TOP99-year Leasehold / 2027
Lumina Grand Condominium For Sale at $1,678,000 | Homejourney