THE GAZANIA

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Hougang / Punggol / Sengkang (D19)CondoTOP: 2023

Key facts

Property typeCondo
TenureFreehold
TOP2023
Total units250
DeveloperSingHaiyi Group
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$3,644 /mo

Loan amountS$763,256 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$763,256

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$6,600 /month

S$3,644 estimated instalment

Your affordability range

S$870,000

Buyer value

S$1,450,000

Recommended

S$1,570,000

Comfortable

Buyer stamp duty

S$42,600

Legal fees (est.)

S$3,500

Total cash needed

S$732,844

Kai insight

Based on this price, the Singpass-style estimate needs about S$6,600 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration1 bed / 1 bath
Floor area463 sqft
LayoutRequest from agent

Price trend

Mar 2026

S$2,255/psf

Jul '22Apr '23Mar '26
Listing psfS$3,132 psf
Project avg psfS$2,198 psf
Market sample29 records

Transactions

Mar 2026Sale recordS$4,200,000(2,255 psf)
Dec 2025Sale recordS$3,300,000(2,534 psf)
Nov 2025Sale recordS$2,100,000(2,470 psf)
Oct 2025Sale recordS$980,000(2,221 psf)
Aug 2025Sale recordS$1,655,000(2,206 psf)
Jul 2025Sale recordS$2,360,000(2,383 psf)
Recent sale records29
Recent rental records172
Tenure / TOPFreehold / 2023
The Gazania Condominium For Sale at $1,450,000 | Homejourney