THE GAZANIA

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Hougang / Punggol / Sengkang (D19)CondoTOP: 2023

Key facts

Property typeCondo
TenureFreehold
TOP2023
Total units250
DeveloperSingHaiyi Group
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$5,972 /mo

Loan amountS$1,251,000 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,251,000

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$10,900 /month

S$5,972 estimated instalment

Your affordability range

S$1,420,000

Buyer value

S$1,668,000

Recommended

S$1,800,000

Comfortable

Buyer stamp duty

S$53,000

Legal fees (est.)

S$3,500

Total cash needed

S$473,500

Kai insight

Based on this price, the Singpass-style estimate needs about S$10,900 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration2 bed / 1 bath
Floor area635 sqft
LayoutRequest from agent

Price trend

May 2026

S$3,267/mo

Dec '24Sept '25May '26
Listing psfS$2,627 psf
Project avg psfNot listed
Market sample172 records

Transactions

May 20261 BR · 400-500 · HOW SUN DRIVES$3,200
May 20262 BR · 600-700 · HOW SUN DRIVES$3,500
May 20261 BR · 400-500 · HOW SUN DRIVES$3,100
Apr 20264 BR · 1800-1900 · HOW SUN DRIVES$7,400
Apr 20262 BR · 600-700 · HOW SUN DRIVES$3,700
Apr 20261 BR · 400-500 · HOW SUN DRIVES$3,400
Recent sale records0
Recent rental records172
Tenure / TOPFreehold / 2023
The Gazania Condominium For Sale at $1,668,000 | Homejourney