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Hougang / Punggol / Sengkang (D19)CondoTOP: 2012

Key facts

Property typeCondo
TenureFreehold
TOP2012
Total units35
DeveloperNovelty Amber Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$7,519 /mo

Loan amountS$1,575,000 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,575,000

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$13,700 /month

S$7,519 estimated instalment

Your affordability range

S$1,790,000

Buyer value

S$2,100,000

Recommended

S$2,270,000

Comfortable

Buyer stamp duty

S$74,600

Legal fees (est.)

S$3,500

Total cash needed

S$603,100

Kai insight

Based on this price, the Singpass-style estimate needs about S$13,700 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration3 bed / 3 bath
Floor area1,227 sqft
LayoutRequest from agent

Price trend

Mar 2026

S$4,800/mo

Oct '20Dec '23Mar '26
Listing psfS$1,711 psf
Project avg psfNot listed
Market sample24 records

Transactions

Mar 20263 BR · 1600-1700 · UPPER PAYA LEBAR ROADS$4,800
Dec 20252 BR · 900-1000 · UPPER PAYA LEBAR ROADS$3,600
Dec 20253 BR · 1200-1300 · UPPER PAYA LEBAR ROADS$4,800
Nov 20253 BR · 1300-1400 · UPPER PAYA LEBAR ROADS$4,100
Aug 20252 BR · 900-1000 · UPPER PAYA LEBAR ROADS$3,700
Oct 20243 BR · 1900-2000 · UPPER PAYA LEBAR ROADS$6,000
Recent sale records0
Recent rental records24
Tenure / TOPFreehold / 2012