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Orchard / River Valley (D09)CondoTOP: 2013

Key facts

Property typeCondo
TenureFreehold
TOP2013
Total units232
DeveloperNOVELTY ORCHARD DEVELOPMENT PTE LTD
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$3,448 /mo

Loan amountS$722,250 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$722,250

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$6,300 /month

S$3,448 estimated instalment

Your affordability range

S$820,000

Buyer value

S$963,000

Recommended

S$1,040,000

Comfortable

Buyer stamp duty

S$23,490

Legal fees (est.)

S$3,500

Total cash needed

S$267,740

Kai insight

Based on this price, the Singpass-style estimate needs about S$6,300 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration1 bed / 1 bath
Floor area355 sqft
LayoutRequest from agent

Price trend

Jun 2026

S$3,742/mo

Jan '25Oct '25Jun '26
Listing psfS$2,713 psf
Project avg psfNot listed
Market sample742 records

Transactions

Jun 20261 BR · 300-400 · ST. THOMAS WALKS$3,400
Jun 20261 BR · 300-400 · ST. THOMAS WALKS$3,250
Jun 20261 BR · 300-400 · ST. THOMAS WALKS$3,200
Jun 20262 BR · 700-800 · ST. THOMAS WALKS$4,600
Jun 20261 BR · 300-400 · ST. THOMAS WALKS$3,300
Jun 20261 BR · 1200-1300 · ST. THOMAS WALKS$4,700
Recent sale records0
Recent rental records742
Tenure / TOPFreehold / 2013