ESPADA

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Orchard / River Valley (D09)CondoTOP: 2013

Key facts

Property typeCondo
TenureFreehold
TOP2013
Total units232
DeveloperNOVELTY ORCHARD DEVELOPMENT PTE LTD
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$3,509 /mo

Loan amountS$735,000 (75%)
Stress rate4.00%
Loan tenure30 years
See financing eligibility

MRT & Schools(within 1km)

NS23 SOMERSET MRT STATION
5 min walk
SOMERSET MRT STATION
Nearby
SRIVER VALLEY PRIMARY SCHOOL
0.6 km
SOUTRAM SECONDARY SCHOOL
0.8 km
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4 portals

Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

Check eligibility

Maximum loan amount

S$735,000

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$6,400 /month

S$3,509 estimated instalment

Your affordability range

S$830,000

Buyer value

S$980,000

Recommended

S$1,060,000

Comfortable

Buyer stamp duty

S$24,000

Legal fees (est.)

S$3,500

Total cash needed

S$272,500

Kai insight

Based on this price, the Singpass-style estimate needs about S$6,400 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration1 bed / 1 bath
Floor area355 sqft
LayoutRequest from agent

Price trend

May 2026

S$3,767/mo

Dec '24Sept '25May '26
Listing psfS$2,761 psf
Project avg psfNot listed
Market sample736 records

Transactions

May 20261 BR · 300-400 · ST. THOMAS WALKS$3,300
May 20261 BR · 500-600 · ST. THOMAS WALKS$4,200
May 20261 BR · 600-700 · ST. THOMAS WALKS$4,100
May 20261 BR · 400-500 · ST. THOMAS WALKS$3,700
May 20261 BR · 600-700 · ST. THOMAS WALKS$4,300
May 20261 BR · 300-400 · ST. THOMAS WALKS$3,000
Recent sale records0
Recent rental records736
Tenure / TOPFreehold / 2013
Espada Condominium For Sale at $980,000 | Homejourney