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Clementi Park / Upper Bukit Timah (D21)CondoTOP: 1995

Key facts

Property typeCondo
TenureFreehold
TOP1995
Total units216
DeveloperLum Chang Properties Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$6,636 /mo

Loan amountS$1,389,960 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,389,960

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$12,100 /month

S$6,636 estimated instalment

Your affordability range

S$1,580,000

Buyer value

S$2,280,000

Recommended

S$2,460,000

Comfortable

Buyer stamp duty

S$83,600

Legal fees (est.)

S$3,500

Total cash needed

S$977,140

Kai insight

Based on this price, the Singpass-style estimate needs about S$12,100 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration3 bed / 3 bath
Floor area1,248 sqft
LayoutRequest from agent

Price trend

Nov 2025

S$1,654/psf

Jun '22Aug '24Nov '25
Listing psfS$1,827 psf
Project avg psfS$1,485 psf
Market sample23 records

Transactions

Nov 2025Sale recordS$2,192,500(1,653.5 psf)
Sept 2025Sale recordS$2,250,000(1,526 psf)
Aug 2025Sale recordS$2,200,000(1,481 psf)
May 2025Sale recordS$1,930,000(1,513 psf)
Mar 2025Sale recordS$2,118,000(1,600 psf)
Feb 2025Sale recordS$1,945,000(1,531 psf)
Recent sale records23
Recent rental records243
Tenure / TOPFreehold / 1995