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Dairy Farm / Bukit Panjang / Choa Chu Kang (D23)CondoTOP: 2029

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2029
Total units408
DeveloperCity Developments Limited
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$6,116 /mo

Loan amountS$1,281,000 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,281,000

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$11,100 /month

S$6,116 estimated instalment

Your affordability range

S$1,450,000

Buyer value

S$1,708,000

Recommended

S$1,840,000

Comfortable

Buyer stamp duty

S$55,000

Legal fees (est.)

S$3,500

Total cash needed

S$485,500

Kai insight

Based on this price, the Singpass-style estimate needs about S$11,100 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration2 bed / 1 bath
Floor area592 sqft
LayoutRequest from agent

Price trend

May 2026

S$4,534/mo

Dec '24Sept '25May '26
Listing psfS$2,885 psf
Project avg psfNot listed
Market sample630 records

Transactions

May 20262 BR · 500-600 · MIDDLE ROADS$4,800
May 20262 BR · 500-600 · MIDDLE ROADS$4,500
May 20262 BR · 700-800 · MIDDLE ROADS$5,000
May 20262 BR · 700-800 · MIDDLE ROADS$5,300
May 20262 BR · 700-800 · MIDDLE ROADS$5,400
May 20262 BR · 700-800 · MIDDLE ROADS$5,800
Recent sale records0
Recent rental records630
Tenure / TOP99-year Leasehold / 2029