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Orchard / River Valley (D09)CondoTOP: 2018

Key facts

Property typeCondo
TenureFreehold
TOP2018
Total units250
DeveloperBukit Sembawang Estates Limited
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$8,980 /mo

Loan amountS$1,880,904 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,880,904

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$16,300 /month

S$8,980 estimated instalment

Your affordability range

S$2,130,000

Buyer value

S$2,980,000

Recommended

S$3,220,000

Comfortable

Buyer stamp duty

S$118,600

Legal fees (est.)

S$3,500

Total cash needed

S$1,221,196

Kai insight

Based on this price, the Singpass-style estimate needs about S$16,300 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration2 bed / 2 bath
Floor area872 sqft
LayoutRequest from agent

Price trend

Dec 2025

S$2,856/psf

Jul '21Nov '24Dec '25
Listing psfS$3,417 psf
Project avg psfS$2,876 psf
Market sample15 records

Transactions

Dec 2025Sale recordS$2,490,000(2,856 psf)
Sept 2025Sale recordS$4,068,000(3,123 psf)
Aug 2025Sale recordS$2,480,000(3,072 psf)
Jul 2025Sale recordS$2,813,888(2,695 psf)
May 2025Sale recordS$2,700,000(3,097 psf)
Mar 2025Sale recordS$3,980,000(3,056 psf)
Recent sale records15
Recent rental records485
Tenure / TOPFreehold / 2018