120 BISHAN STREET 12

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BISHAN STREET 12 SINGAPORE 570120HDBTOP: Not listed

Key facts

Property typeHDB
TenureNot listed
TOPNot listed
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$2,162 /mo

Loan amountS$409,542 (80%)
Stress rate4.00%
Loan tenure25 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$409,542

Based on 80% LTV and valuation

Income needed (MSR 30%)

S$7,200 /month

S$2,162 estimated instalment

Your affordability range

S$440,000

Buyer value

S$550,000

Recommended

S$590,000

Comfortable

Buyer stamp duty

S$11,100

Legal fees (est.)

S$3,500

Total cash needed

S$155,058

Kai insight

Based on this price, the Singpass-style estimate needs about S$7,200 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration2 bed / 2 bath
Floor area689 sqft
LayoutRequest from agent

Price trend

Jul 2026

S$657/psf

Apr '25Dec '25Jul '26
Listing psfS$798 psf
Project avg psfS$743 psf
Market sample100 records

Transactions

Jul 20264 ROOM · 01 TO 03S$710,000(634 psf)
Jul 20265 ROOM · 04 TO 06S$899,999(680 psf)
Jun 20264 ROOM · 01 TO 03S$713,888(638 psf)
Jun 20264 ROOM · 07 TO 09S$848,000(750 psf)
Jun 20265 ROOM · 04 TO 06S$858,888(649 psf)
Jun 20265 ROOM · 19 TO 21S$1,110,000(852 psf)
Recent sale records100
Recent rental records0
Tenure / TOPNot listed / Not listed