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Hougang / Punggol / Sengkang (D19)CondoTOP: 2020

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2020
Total units395
DeveloperKovan Treasure Pte. Ltd.
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$4,789 /mo

Loan amountS$1,003,050 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,003,050

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$8,700 /month

S$4,789 estimated instalment

Your affordability range

S$1,140,000

Buyer value

S$1,480,000

Recommended

S$1,600,000

Comfortable

Buyer stamp duty

S$43,800

Legal fees (est.)

S$3,500

Total cash needed

S$524,250

Kai insight

Based on this price, the Singpass-style estimate needs about S$8,700 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration2 bed / 2 bath
Floor area743 sqft
LayoutRequest from agent

Price trend

Feb 2026

S$1,940/psf

Jan '24Mar '25Feb '26
Listing psfS$1,992 psf
Project avg psfS$1,800 psf
Market sample44 records

Transactions

Feb 2026Sale recordS$1,420,000(1,940 psf)
Jan 2026Sale recordS$1,629,000(1,874 psf)
Dec 2025Sale recordS$1,194,000(1,914.5 psf)
Oct 2025Sale recordS$1,460,000(1,995 psf)
Sept 2025Sale recordS$1,424,400(1,917.5 psf)
Jul 2025Sale recordS$1,880,000(1,973.5 psf)
Recent sale records44
Recent rental records557
Tenure / TOP99-year Leasehold / 2020