440B CLEMENTI AVENUE 3

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440B CLEMENTI AVENUE 3 SINGAPORE 122440HDBTOP: Not listed

Key facts

Property typeHDB
TenureNot listed
TOPNot listed
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$2,930 /mo

Loan amountS$555,170 (80%)
Stress rate4.00%
Loan tenure25 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$555,170

Based on 80% LTV and valuation

Income needed (MSR 30%)

S$9,800 /month

S$2,930 estimated instalment

Your affordability range

S$590,000

Buyer value

S$890,000

Recommended

S$960,000

Comfortable

Buyer stamp duty

S$21,300

Legal fees (est.)

S$3,500

Total cash needed

S$359,630

Kai insight

Based on this price, the Singpass-style estimate needs about S$9,800 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration2 bed / 2 bath
Floor area743 sqft
LayoutRequest from agent

Price trend

Jul 2026

S$664/psf

Jul '25Jan '26Jul '26
Listing psfS$1,198 psf
Project avg psfS$934 psf
Market sample100 records

Transactions

Jul 20264 ROOM · 10 TO 12S$650,000(664 psf)
Jun 20263 ROOM · 10 TO 12S$435,000(603 psf)
Jun 20265 ROOM · 34 TO 36S$1,520,000(1,261 psf)
Jun 20263 ROOM · 01 TO 03S$450,000(624 psf)
Jun 20264 ROOM · 07 TO 09S$793,800(858 psf)
Jun 20263 ROOM · 19 TO 21S$838,000(1,128 psf)
Recent sale records100
Recent rental records0
Tenure / TOPNot listed / Not listed
440b Clementi Avenue 3 HDB For Sale at $890,000 | Homejourney