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Orchard / River Valley (D09)CondoTOP: 2025

Key facts

Property typeCondo
TenureFreehold
TOP2025
Total units376
DeveloperGuocoLand Limited
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$9,484 /mo

Loan amountS$1,986,491 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,986,491

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$17,200 /month

S$9,484 estimated instalment

Your affordability range

S$2,250,000

Buyer value

S$2,990,000

Recommended

S$3,230,000

Comfortable

Buyer stamp duty

S$119,100

Legal fees (est.)

S$3,500

Total cash needed

S$1,126,109

Kai insight

Based on this price, the Singpass-style estimate needs about S$17,200 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration2 bed / 2 bath
Floor area829 sqft
LayoutRequest from agent

Price trend

Nov 2025

S$3,291/psf

Apr '23Nov '24Nov '25
Listing psfS$3,607 psf
Project avg psfS$3,195 psf
Market sample38 records

Transactions

Nov 2025Sale recordS$5,030,000(3,291 psf)
Oct 2025Sale recordS$7,155,000(3,480 psf)
Aug 2025Sale recordS$9,300,000(3,857 psf)
Jul 2025Sale recordS$6,900,000(2,862 psf)
Apr 2025Sale recordS$2,886,000(3,575 psf)
Mar 2025Sale recordS$4,123,600(3,547.6 psf)
Recent sale records38
Recent rental records188
Tenure / TOPFreehold / 2025