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Balestier / Toa Payoh (D12)CondoTOP: 2005

Key facts

Property typeCondo
TenureFreehold
TOP2005
Total units50
DeveloperBalestier Realty Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$7,134 /mo

Loan amountS$1,494,198 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,494,198

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$13,000 /month

S$7,134 estimated instalment

Your affordability range

S$1,690,000

Buyer value

S$2,300,000

Recommended

S$2,480,000

Comfortable

Buyer stamp duty

S$84,600

Legal fees (est.)

S$3,500

Total cash needed

S$893,902

Kai insight

Based on this price, the Singpass-style estimate needs about S$13,000 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration3 bed / 3 bath
Floor area1,292 sqft
LayoutRequest from agent

Price trend

Aug 2025

S$1,597/psf

Jun '22Jul '24Aug '25
Listing psfS$1,780 psf
Project avg psfS$1,542 psf
Market sample8 records

Transactions

Aug 2025Sale recordS$2,200,000(1,597 psf)
Jul 2025Sale recordS$1,575,000(1,721 psf)
Nov 2024Sale recordS$3,400,000(1,391 psf)
Jul 2024Sale recordS$1,500,000(1,639 psf)
Oct 2023Sale recordS$2,068,000(1,601 psf)
May 2023Sale recordS$1,880,000(1,493 psf)
Recent sale records8
Recent rental records53
Tenure / TOPFreehold / 2005