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Balestier / Toa Payoh (D12)CondoTOP: 2005

Key facts

Property typeCondo
TenureFreehold
TOP2005
Total units50
DeveloperBalestier Realty Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$8,056 /mo

Loan amountS$1,687,500 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,687,500

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$14,600 /month

S$8,056 estimated instalment

Your affordability range

S$1,910,000

Buyer value

S$2,250,000

Recommended

S$2,430,000

Comfortable

Buyer stamp duty

S$82,100

Legal fees (est.)

S$3,500

Total cash needed

S$648,100

Kai insight

Based on this price, the Singpass-style estimate needs about S$14,600 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration3 bed / 3 bath
Floor area1,292 sqft
LayoutRequest from agent

Price trend

May 2026

S$4,100/mo

Sept '23Jul '25May '26
Listing psfS$1,741 psf
Project avg psfNot listed
Market sample53 records

Transactions

May 20263 BR · 1200-1300 · BALESTIER ROADS$4,100
Mar 20262 BR · 900-1000 · BALESTIER ROADS$4,000
Feb 20262 BR · 900-1000 · BALESTIER ROADS$3,400
Jan 20263 BR · 1200-1300 · BALESTIER ROADS$4,100
Jan 20262 BR · 900-1000 · BALESTIER ROADS$3,950
Jan 20262 BR · 900-1000 · BALESTIER ROADS$4,000
Recent sale records0
Recent rental records53
Tenure / TOPFreehold / 2005
Scenic Heights Condominium For Sale at $2,250,000 | Homejourney