THE FLORENCE RESIDENCES

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Hougang / Punggol / Sengkang (D19)CondoTOP: 2023

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2023
Total units1,410
DeveloperLogan Property (Singapore) Company Pte. Limited
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$3,251 /mo

Loan amountS$681,000 (75%)
Stress rate4.00%
Loan tenure30 years
See financing eligibility

MRT & Schools(within 1km)

MNE14 Hougang MRT Station
Nearby
MHOUGANG MRT STATION
Nearby
SXINMIN PRIMARY SCHOOL
0.6 km
SXINMIN SECONDARY SCHOOL
0.8 km
View all nearby

Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

Check eligibility

Maximum loan amount

S$681,000

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$5,900 /month

S$3,251 estimated instalment

Your affordability range

S$770,000

Buyer value

S$908,000

Recommended

S$1,000,000

Comfortable

Buyer stamp duty

S$22,283

Legal fees (est.)

S$3,500

Total cash needed

S$252,783

Kai insight

Based on this price, the Singpass-style estimate needs about S$5,900 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration1 bed / 1 bath
Floor area527 sqft
LayoutRequest from agent

Price trend

Aug 2024S$/psfJan 2026
Listing psfS$1,723 psf
Project avg psfS$1,751 psf
Market sample689 records

Transactions

Jan 202611-15S$840,000(1,734 psf)
Jan 202611-15S$1,276,000(1,912 psf)
Dec 202516-20S$1,228,000(1,934 psf)
Dec 202501-05S$1,241,888(1,861 psf)
Dec 202506-10S$1,958,000(1,999 psf)
Dec 202511-15S$3,300,000(1,978 psf)
Recent sale records689
Recent rental records512
Tenure / TOP99-year Leasehold / 2023
The Florence Residences Condominium For Sale at $908,000 | Homejourney