NICON GARDENS

Save
Dairy Farm / Bukit Panjang / Choa Chu Kang (D23)CondoTOP: 1981

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP1981
Total units47
DeveloperPidemco Land Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$6,004 /mo

Loan amountS$1,257,622 (75%)
Stress rate4.00%
Loan tenure30 years
See financing eligibility

Search on other sites

4 portals

Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

Check eligibility

Maximum loan amount

S$1,257,622

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$10,900 /month

S$6,004 estimated instalment

Your affordability range

S$1,430,000

Buyer value

S$1,938,000

Recommended

S$2,090,000

Comfortable

Buyer stamp duty

S$66,500

Legal fees (est.)

S$3,500

Total cash needed

S$750,378

Kai insight

Based on this price, the Singpass-style estimate needs about S$10,900 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration4 bed / 3 bath
Floor area2,013 sqft
LayoutRequest from agent

Price trend

Dec 2024

S$929/psf

Oct '21Oct '24Dec '24
Listing psfS$963 psf
Project avg psfS$833 psf
Market sample6 records

Transactions

Dec 2024Sale recordS$1,850,000(929 psf)
Nov 2024Sale recordS$1,850,000(929 psf)
Oct 2024Sale recordS$1,848,800(918 psf)
Jun 2024Sale recordS$1,800,000(904 psf)
Nov 2021Sale recordS$1,200,000(596 psf)
Oct 2021Sale recordS$1,455,000(723 psf)
Recent sale records6
Recent rental records11
Tenure / TOP99-year Leasehold / 1981