NICON GARDENS

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Dairy Farm / Bukit Panjang / Choa Chu Kang (D23)CondoTOP: 1981

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP1981
Total units47
DeveloperPidemco Land Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$6,939 /mo

Loan amountS$1,453,500 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,453,500

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$12,600 /month

S$6,939 estimated instalment

Your affordability range

S$1,650,000

Buyer value

S$1,938,000

Recommended

S$2,090,000

Comfortable

Buyer stamp duty

S$66,500

Legal fees (est.)

S$3,500

Total cash needed

S$554,500

Kai insight

Based on this price, the Singpass-style estimate needs about S$12,600 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration4 bed / 3 bath
Floor area2,013 sqft
LayoutRequest from agent

Price trend

Feb 2026

S$5,800/mo

Sept '20Sept '22Feb '26
Listing psfS$963 psf
Project avg psfNot listed
Market sample11 records

Transactions

Feb 20261500-1600 · CHOA CHU KANG ROADS$5,800
Sept 20251500-2000 · CHOA CHU KANG ROADS$6,000
Oct 20231600-1700 · CHOA CHU KANG ROADS$5,200
Jun 20231600-1700 · CHOA CHU KANG ROADS$5,800
Dec 20221900-2000 · CHOA CHU KANG ROADS$3,500
Sept 20221900-2000 · CHOA CHU KANG ROADS$3,000
Recent sale records0
Recent rental records11
Tenure / TOP99-year Leasehold / 1981
Nicon Gardens Condominium For Sale at $1,938,000 | Homejourney