ONE BERNAM

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Chinatown / Tanjong Pagar (D02)CondoTOP: 2025

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2025
Total units351
DeveloperHY-MCC (Bernam) Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$6,539 /mo

Loan amountS$1,369,725 (75%)
Stress rate4.00%
Loan tenure30 years
See financing eligibility

MRT & Schools(within 1km)

EW15 TANJONG PAGAR MRT STATION
5 min walk
TANJONG PAGAR MRT STATION
Nearby
SOUTRAM SECONDARY SCHOOL
0.6 km
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4 portals

Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

Check eligibility

Maximum loan amount

S$1,369,725

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$11,900 /month

S$6,539 estimated instalment

Your affordability range

S$1,550,000

Buyer value

S$1,910,000

Recommended

S$2,060,000

Comfortable

Buyer stamp duty

S$65,100

Legal fees (est.)

S$3,500

Total cash needed

S$608,875

Kai insight

Based on this price, the Singpass-style estimate needs about S$11,900 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration2 bed / 1 bath
Floor area700 sqft
LayoutRequest from agent

Price trend

Mar 2026

S$2,581/psf

Oct '23Jul '24Mar '26
Listing psfS$2,729 psf
Project avg psfS$2,609 psf
Market sample43 records

Transactions

Mar 2026Sale recordS$1,888,888(2,581 psf)
Feb 2025Sale recordS$5,990,750(2,642.25 psf)
Jan 2025Sale recordS$2,015,630(2,560.79 psf)
Dec 2024Sale recordS$2,303,910(2,816 psf)
Nov 2024Sale recordS$2,171,641.667(2,769 psf)
Oct 2024Sale recordS$2,337,681.25(2,813.375 psf)
Recent sale records43
Recent rental records159
Tenure / TOP99-year Leasehold / 2025
One Bernam Condominium For Sale at $1,910,000 | Homejourney