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Orchard / River Valley (D09)CondoTOP: 2016

Key facts

Property typeCondo
Tenure103-year Leasehold
TOP2016
Total units231
DeveloperFar East Organization
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$4,788 /mo

Loan amountS$1,002,915 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,002,915

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$8,700 /month

S$4,788 estimated instalment

Your affordability range

S$1,140,000

Buyer value

S$1,380,000

Recommended

S$1,490,000

Comfortable

Buyer stamp duty

S$39,800

Legal fees (est.)

S$3,500

Total cash needed

S$420,385

Kai insight

Based on this price, the Singpass-style estimate needs about S$8,700 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration1 bed / 1 bath
Floor area646 sqft
LayoutRequest from agent

Price trend

Jan 2026

S$2,152/psf

Jul '21Sept '24Jan '26
Listing psfS$2,136 psf
Project avg psfS$2,070 psf
Market sample14 records

Transactions

Jan 2026Sale recordS$1,830,000(2,152 psf)
Oct 2025Sale recordS$1,200,000(1,828 psf)
Sept 2025Sale recordS$1,830,000(2,099 psf)
May 2025Sale recordS$1,900,000(2,179 psf)
Jan 2025Sale recordS$1,820,000(2,140 psf)
Dec 2024Sale recordS$1,300,000(2,013 psf)
Recent sale records14
Recent rental records753
Tenure / TOP103-year Leasehold / 2016