VERTICUS

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Balestier / Toa Payoh (D12)CondoTOP: 2024

Key facts

Property typeCondo
TenureFreehold
TOP2024
Total units162
DeveloperSoilbuild Group Holdings
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$5,305 /mo

Loan amountS$1,111,116 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,111,116

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$9,600 /month

S$5,305 estimated instalment

Your affordability range

S$1,260,000

Buyer value

S$1,481,488

Recommended

S$1,600,000

Comfortable

Buyer stamp duty

S$43,859

Legal fees (est.)

S$3,500

Total cash needed

S$417,731

Kai insight

Based on this price, the Singpass-style estimate needs about S$9,600 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration2 bed / 2 bath
Floor area753 sqft
LayoutRequest from agent

Price trend

May 2026

S$3,550/mo

Dec '24Sept '25May '26
Listing psfS$1,967 psf
Project avg psfNot listed
Market sample95 records

Transactions

May 20262 BR · 600-700 · JALAN KEMAMANS$4,100
May 20261 BR · 400-500 · JALAN KEMAMANS$3,000
Apr 20262 BR · 600-700 · JALAN KEMAMANS$3,900
Apr 20261 BR · 400-500 · JALAN KEMAMANS$3,000
Apr 20261 BR · 400-500 · JALAN KEMAMANS$3,100
Apr 20263 BR · 900-1000 · JALAN KEMAMANS$5,100
Recent sale records0
Recent rental records95
Tenure / TOPFreehold / 2024
Verticus Condominium For Sale at $1,481,488 | Homejourney