VERTICUS

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Balestier / Toa Payoh (D12)CondoTOP: 2024

Key facts

Property typeCondo
TenureFreehold
TOP2024
Total units162
DeveloperSoilbuild Group Holdings
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$3,538 /mo

Loan amountS$741,032 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$741,032

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$6,400 /month

S$3,538 estimated instalment

Your affordability range

S$840,000

Buyer value

S$1,068,000

Recommended

S$1,150,000

Comfortable

Buyer stamp duty

S$27,320

Legal fees (est.)

S$3,500

Total cash needed

S$357,788

Kai insight

Based on this price, the Singpass-style estimate needs about S$6,400 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration1 bed / 1 bath
Floor area463 sqft
LayoutRequest from agent

Price trend

Dec 2025

S$2,226/psf

Sept '21Jun '22Dec '25
Listing psfS$2,307 psf
Project avg psfS$2,134 psf
Market sample21 records

Transactions

Dec 2025Sale recordS$1,625,000(2,225.5 psf)
Jul 2025Sale recordS$1,790,000(2,310 psf)
Jun 2025Sale recordS$1,700,000(2,256 psf)
Apr 2025Sale recordS$1,769,000(2,315.5 psf)
Apr 2024Sale recordS$980,000(2,221 psf)
Sept 2022Sale recordS$2,607,000(2,264 psf)
Recent sale records21
Recent rental records95
Tenure / TOPFreehold / 2024
Verticus Condominium For Sale at $1,068,000 | Homejourney