1953

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Farrer Park / Serangoon Rd (D08)CondoTOP: 2023

Key facts

Property typeCondo
TenureFreehold
TOP2023
Total units58
DeveloperOxley Holdings Limited
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$9,573 /mo

Loan amountS$2,005,117 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$2,005,117

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$17,400 /month

S$9,573 estimated instalment

Your affordability range

S$2,270,000

Buyer value

S$2,886,000

Recommended

S$3,120,000

Comfortable

Buyer stamp duty

S$113,900

Legal fees (est.)

S$3,500

Total cash needed

S$998,283

Kai insight

Based on this price, the Singpass-style estimate needs about S$17,400 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration4 bed / 3 bath
Floor area1,399 sqft
LayoutRequest from agent

Price trend

Dec 2025

S$1,687/psf

Aug '21Oct '22Dec '25
Listing psfS$2,063 psf
Project avg psfS$1,911 psf
Market sample10 records

Transactions

Dec 2025Sale recordS$1,580,000(1,687 psf)
Jan 2023Sale recordS$2,198,000(1,858.5 psf)
Dec 2022Sale recordS$3,041,000(2,018 psf)
Nov 2022Sale recordS$2,326,640(1,897.6 psf)
Oct 2022Sale recordS$2,050,000(1,814 psf)
Sept 2022Sale recordS$2,212,500(1,858.5 psf)
Recent sale records10
Recent rental records83
Tenure / TOPFreehold / 2023
1953 Condominium For Sale at $2,886,000 | Homejourney