NIM GARDENS

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Seletar / Yio Chu Kang (D28)CondoTOP: 1986

Key facts

Property typeCondo
TenureFreehold
TOP1986
Total units127
DeveloperSingapore United Estates Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$8,125 /mo

Loan amountS$1,701,900 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,701,900

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$14,800 /month

S$8,125 estimated instalment

Your affordability range

S$1,930,000

Buyer value

S$2,840,000

Recommended

S$3,070,000

Comfortable

Buyer stamp duty

S$111,600

Legal fees (est.)

S$3,500

Total cash needed

S$1,253,200

Kai insight

Based on this price, the Singpass-style estimate needs about S$14,800 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration3 bed / 4 bath
Floor area1,830 sqft
LayoutRequest from agent

Price trend

Oct 2025

S$1,437/psf

Dec '21Sept '24Oct '25
Listing psfS$1,552 psf
Project avg psfS$1,240 psf
Market sample13 records

Transactions

Oct 2025Sale recordS$2,630,000(1,437 psf)
Sept 2025Sale recordS$2,520,000(1,377 psf)
Jun 2025Sale recordS$2,750,000(1,240 psf)
Apr 2025Sale recordS$2,400,000(1,312 psf)
Dec 2024Sale recordS$2,468,000(1,349 psf)
Oct 2024Sale recordS$2,225,000(1,216 psf)
Recent sale records13
Recent rental records66
Tenure / TOPFreehold / 1986
Nim Gardens Condominium For Sale at $2,840,000 | Homejourney