THE VERVE

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Balestier / Toa Payoh (D12)CondoTOP: 2012

Key facts

Property typeCondo
TenureFreehold
TOP2012
Total units106
DeveloperAscend Land Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$3,080 /mo

Loan amountS$645,161 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$645,161

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$5,600 /month

S$3,080 estimated instalment

Your affordability range

S$730,000

Buyer value

S$930,000

Recommended

S$1,000,000

Comfortable

Buyer stamp duty

S$22,500

Legal fees (est.)

S$3,500

Total cash needed

S$310,839

Kai insight

Based on this price, the Singpass-style estimate needs about S$5,600 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration1 bed / 1 bath
Floor area614 sqft
LayoutRequest from agent

Price trend

Feb 2026

S$1,609/psf

Apr '22Oct '23Feb '26
Listing psfS$1,515 psf
Project avg psfS$1,401 psf
Market sample23 records

Transactions

Feb 2026Sale recordS$710,000(1,609 psf)
Dec 2025Sale recordS$888,000(1,447 psf)
Aug 2025Sale recordS$760,000(1,722 psf)
Jun 2025Sale recordS$1,290,000(1,577 psf)
Mar 2025Sale recordS$1,260,000(1,245 psf)
Apr 2024Sale recordS$1,160,000(1,456 psf)
Recent sale records23
Recent rental records291
Tenure / TOPFreehold / 2012