CHERRY GARDENS

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Hougang / Punggol / Sengkang (D19)CondoTOP: 2004

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2004
Total units48
DeveloperAllgreen Properties Limited
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$7,570 /mo

Loan amountS$1,585,665 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,585,665

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$13,800 /month

S$7,570 estimated instalment

Your affordability range

S$1,800,000

Buyer value

S$2,320,000

Recommended

S$2,510,000

Comfortable

Buyer stamp duty

S$85,600

Legal fees (est.)

S$3,500

Total cash needed

S$823,435

Kai insight

Based on this price, the Singpass-style estimate needs about S$13,800 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration3 bed / 3 bath
Floor area2,110 sqft
LayoutRequest from agent

Price trend

Aug 2025

S$826/psf

Jul '21Oct '22Aug '25
Listing psfS$1,100 psf
Project avg psfS$1,002 psf
Market sample8 records

Transactions

Aug 2025Sale recordS$1,815,000(825.5 psf)
Jun 2024Sale recordS$1,425,000(1,298 psf)
May 2023Sale recordS$1,815,000(815 psf)
Oct 2022Sale recordS$1,350,000(1,140 psf)
Aug 2022Sale recordS$1,250,000(1,161 psf)
Jun 2022Sale recordS$850,000(975 psf)
Recent sale records8
Recent rental records16
Tenure / TOP99-year Leasehold / 2004