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Orchard / River Valley (D09)CondoTOP: 2025

Key facts

Property typeCondo
TenureFreehold
TOP2025
Total units376
DeveloperGuocoLand Limited
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$19,693 /mo

Loan amountS$4,125,000 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$4,125,000

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$35,800 /month

S$19,693 estimated instalment

Your affordability range

S$4,680,000

Buyer value

S$5,500,000

Recommended

S$5,940,000

Comfortable

Buyer stamp duty

S$269,600

Legal fees (est.)

S$3,500

Total cash needed

S$1,648,100

Kai insight

Based on this price, the Singpass-style estimate needs about S$35,800 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration3 bed / 3 bath
Floor area1,528 sqft
LayoutRequest from agent

Price trend

Jun 2026

S$9,138/mo

Jan '25Oct '25Jun '26
Listing psfS$3,599 psf
Project avg psfNot listed
Market sample192 records

Transactions

Jun 20264 BR · 2400-2500 · RIVER VALLEY CLOSES$21,000
Jun 20262 BR · 800-900 · RIVER VALLEY CLOSES$6,600
Jun 20261 BR · 500-600 · RIVER VALLEY CLOSES$4,600
Jun 20261 BR · 500-600 · RIVER VALLEY CLOSES$4,350
May 20263 BR · 1500-1600 · RIVER VALLEY CLOSES$13,000
May 20261 BR · 500-600 · RIVER VALLEY CLOSES$5,100
Recent sale records0
Recent rental records192
Tenure / TOPFreehold / 2025