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Hougang / Punggol / Sengkang (D19)CondoTOP: 2003

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2003
Total units475
DeveloperCapitalLand Residential
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$9,087 /mo

Loan amountS$1,903,428 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,903,428

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$16,500 /month

S$9,087 estimated instalment

Your affordability range

S$2,160,000

Buyer value

S$2,900,000

Recommended

S$3,130,000

Comfortable

Buyer stamp duty

S$114,600

Legal fees (est.)

S$3,500

Total cash needed

S$1,114,672

Kai insight

Based on this price, the Singpass-style estimate needs about S$16,500 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration4 bed / 4 bath
Floor area1,776 sqft
LayoutRequest from agent

Price trend

Feb 2026

S$1,698/psf

Feb '24Jan '25Feb '26
Listing psfS$1,633 psf
Project avg psfS$1,429 psf
Market sample44 records

Transactions

Feb 2026Sale recordS$1,786,666.667(1,697.667 psf)
Jan 2026Sale recordS$1,895,000(1,610 psf)
Dec 2025Sale recordS$1,915,000(1,678 psf)
Nov 2025Sale recordS$1,900,000(1,494.333 psf)
Jun 2025Sale recordS$1,725,000(1,725.5 psf)
May 2025Sale recordS$1,738,888(1,665 psf)
Recent sale records44
Recent rental records431
Tenure / TOP99-year Leasehold / 2003