186 PUNGGOL CENTRAL

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PUNGGOL CENTRAL SINGAPORE 820186HDBTOP: Not listed

Key facts

Property typeHDB
TenureNot listed
TOPNot listed
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$3,589 /mo

Loan amountS$680,000 (80%)
Stress rate4.00%
Loan tenure25 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$680,000

Based on 80% LTV and valuation

Income needed (MSR 30%)

S$12,000 /month

S$3,589 estimated instalment

Your affordability range

S$720,000

Buyer value

S$850,000

Recommended

S$1,070,000

Comfortable

Buyer stamp duty

S$24,406

Legal fees (est.)

S$3,500

Total cash needed

S$197,906

Kai insight

Based on this price, the Singpass-style estimate needs about S$12,000 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration3 bed / 2 bath
Floor area1,378 sqft
LayoutRequest from agent

Price trend

Aug 2026

S$678/psf

Nov '25Apr '26Aug '26
Listing psfS$617 psf
Project avg psfS$721 psf
Market sample100 records

Transactions

Aug 20265 ROOM · 10 TO 12S$730,000(595 psf)
Aug 20262 ROOM · 13 TO 15S$388,000(784 psf)
Aug 20264 ROOM · 07 TO 09S$680,000(679 psf)
Aug 20264 ROOM · 16 TO 18S$660,000(652 psf)
Jul 20265 ROOM · 16 TO 18S$725,000(612 psf)
Jul 20265 ROOM · 13 TO 15S$710,000(579 psf)
Recent sale records100
Recent rental records0
Tenure / TOPNot listed / Not listed