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Orchard / River Valley (D09)CondoTOP: 1980

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP1980
Total units48
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$10,312 /mo

Loan amountS$2,160,000 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$2,160,000

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$18,700 /month

S$10,312 estimated instalment

Your affordability range

S$2,450,000

Buyer value

S$2,880,000

Recommended

S$3,110,000

Comfortable

Buyer stamp duty

S$113,600

Legal fees (est.)

S$3,500

Total cash needed

S$837,100

Kai insight

Based on this price, the Singpass-style estimate needs about S$18,700 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration3 bed / 4 bath
Floor area2,368 sqft
LayoutRequest from agent

Price trend

Mar 2026

S$8,400/mo

Jul '21Jan '24Mar '26
Listing psfS$1,216 psf
Project avg psfNot listed
Market sample29 records

Transactions

Mar 20262000-2100 · CAVENAGH ROADS$8,400
Feb 20262000-2100 · CAVENAGH ROADS$7,300
Jan 20262000-2100 · CAVENAGH ROADS$7,000
Jan 2026>3000 · CAVENAGH ROADS$7,800
Jan 20262000-2100 · CAVENAGH ROADS$8,000
Dec 2025>3000 · CAVENAGH ROADS$8,500
Recent sale records0
Recent rental records29
Tenure / TOP99-year Leasehold / 1980