H2O RESIDENCES

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Seletar / Yio Chu Kang (D28)CondoTOP: 2015

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2015
Total units521
DeveloperImpac Holdings Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$4,060 /mo

Loan amountS$850,329 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$850,329

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$7,400 /month

S$4,060 estimated instalment

Your affordability range

S$960,000

Buyer value

S$1,388,000

Recommended

S$1,500,000

Comfortable

Buyer stamp duty

S$40,120

Legal fees (est.)

S$3,500

Total cash needed

S$581,291

Kai insight

Based on this price, the Singpass-style estimate needs about S$7,400 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration2 bed / 2 bath
Floor area883 sqft
LayoutRequest from agent

Price trend

Mar 2026

S$1,407/psf

Jun '24May '25Mar '26
Listing psfS$1,572 psf
Project avg psfS$1,284 psf
Market sample50 records

Transactions

Mar 2026Sale recordS$1,590,000(1,407 psf)
Jan 2026Sale recordS$1,080,000(1,433 psf)
Dec 2025Sale recordS$1,520,000(1,261 psf)
Nov 2025Sale recordS$1,730,000(1,531 psf)
Oct 2025Sale recordS$1,250,000(1,416 psf)
Sept 2025Sale recordS$1,523,333.333(1,493.333 psf)
Recent sale records50
Recent rental records468
Tenure / TOP99-year Leasehold / 2015
H2o Residences Condominium For Sale at $1,388,000 | Homejourney