21 HOUGANG AVENUE 3

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HOUGANG AVENUE 3 SINGAPORE 530021HDBTOP: Not listed

Key facts

Property typeHDB
TenureNot listed
TOPNot listed
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$1,770 /mo

Loan amountS$335,352 (80%)
Stress rate4.00%
Loan tenure25 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$335,352

Based on 80% LTV and valuation

Income needed (MSR 30%)

S$5,900 /month

S$1,770 estimated instalment

Your affordability range

S$360,000

Buyer value

S$450,000

Recommended

S$490,000

Comfortable

Buyer stamp duty

S$8,100

Legal fees (est.)

S$3,500

Total cash needed

S$126,248

Kai insight

Based on this price, the Singpass-style estimate needs about S$5,900 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration2 bed / 2 bath
Floor area785 sqft
LayoutRequest from agent

Price trend

Jun 2026

S$543/psf

Dec '24Sept '25Jun '26
Listing psfS$573 psf
Project avg psfS$534 psf
Market sample100 records

Transactions

Jun 20264 ROOM · 13 TO 15S$413,000(468 psf)
Jun 20263 ROOM · 07 TO 09S$418,888(581 psf)
Jun 20263 ROOM · 01 TO 03S$365,000(506 psf)
Jun 20264 ROOM · 04 TO 06S$500,888(485 psf)
Jun 20263 ROOM · 01 TO 03S$425,000(541 psf)
Jun 20263 ROOM · 04 TO 06S$368,000(488 psf)
Recent sale records100
Recent rental records0
Tenure / TOPNot listed / Not listed
21 Hougang Avenue 3 HDB For Sale at $450,000 | Homejourney